Payment Analytics Agent
Pull live Stripe data, classify every transaction, and produce a complete VAT report — automatically, every month.
Stop downloading Stripe reports and rebuilding the same spreadsheet every month. This agent connects directly to your Stripe account, fetches every charge and balance transaction for the period, applies the correct VAT treatment across all EU jurisdictions, and delivers a structured database and Excel export — so your finance team has audit-ready numbers without touching a formula.
The result: Multiple hours of manual work eliminated every month, and 0% human errors in classification and calculation.
What it does
- Fetch all Stripe charges, balance transactions, and customer data via direct API
- Classify each transaction by VAT treatment (B2B, unverified, reverse charge, non-EU)
- Generate a structured database, Excel export, and VAT summary with country-level breakdowns
Tools & Integrations
The Challenge
Your Stripe dashboard tells you what came in.
Your Stripe dashboard tells you what came in. Turning that into a VAT report is a different job entirely — and right now, it's a manual one. Every month, someone logs into Stripe, downloads a report, and opens it in a spreadsheet. Then the real work begins: restructuring the data into a usable format, identifying which customers are EU-based, applying the correct VAT rate for each member state, working out where reverse charge applies for cross-border B2B transactions, and building out the summary your accountant actually needs. It takes hours. And because the logic lives in a spreadsheet that someone built and someone else inherited, it's never quite the same twice — a column renamed here, a formula adjusted there, a country accidentally left off the list. The data is all in Stripe. The problem is everything that happens between downloading it and handing over a number your accountant can trust.
When VAT reporting is a manual exercise, it's slow and it's fragile. One misclassified transaction, one missed jurisdiction, one formula error — and you're filing numbers that don't hold up to scrutiny.
The Agent
The Payment Analytics Agent changes the game.
The Payment Analytics Agent changes the game. On a monthly schedule, the agent pulls directly from the Stripe API — no downloads, no exports, no manual data prep. It fetches every charge, balance transaction, and customer record for the period, stores the raw data in a structured database, then runs a full VAT classification pass. Every transaction is assessed: Is the customer in the EU? Is the business relationship verified? What VAT rate applies in their country? Does reverse charge apply for this cross-border B2B sale? The same logic runs every time, with no formula drift and no human in the loop. You can ask it questions like "How much VAT did we collect in Sweden this month?" or "Which transactions are flagged as unverified?" and get an immediate answer from the processed dataset. The output is practical and handoff-ready: a fully classified transaction database with VAT fields appended to every row, an Excel export your accountant can work with, and a structured summary covering revenue, VAT collected by country, reverse charge transactions, and your specific filing obligations. All ready for journal entry in your bookkeeping system.
The outputs land ready to hand to your accountant: a structured database, an Excel export, and a VAT summary with country-level breakdowns and reverse charge tracking already separated out.
The Impact
Speed
Multiple hoursOf manual work eliminated every month
The entire monthly workflow — downloading, restructuring, calculating, summarising — runs automatically. Your team picks up finished outputs.
Quality Improvement
0%Human errors in classification and calculation
The same VAT logic runs every month, applied identically to every transaction — no misclassified jurisdictions, no formula drift. But the real win isn't just the hours saved — it's what your finance team does with them. When the monthly VAT report runs itself, the people who used to spend half a day rebuilding spreadsheets can spend that time on the questions the numbers raise — not the mechanics of producing them.
When the logic never changes and no one touches the formulas, month-end VAT reporting stops being something your team has to get right and starts being something that's already right.
But the real win isn't just the hours saved — it's what your finance team does with them. When the monthly VAT report runs itself, the people who used to spend half a day rebuilding spreadsheets can spend that time on the questions the numbers raise — not the mechanics of producing them.
Do you want this agent?
Start with a pilot and see how this agent can transform your finance process in just 4-6 weeks.